Life Insurance doesn't insure your life. It insures your family's ability to continue on without being financially devastated. Some people rely on the insurance provided by the company they work for. Once they resign or retire from their respective companies, their insurance coverage also stops. If you have health problems, life insurance companies may deny your application or charge a higher rate. The truth is that there are people are who are not insurable because of age, disease, risky habits, and other health and lifestyle matters. It is highly encouraged for you to buy life insurance as soon as you can while you're still healthy and insurable. It is cheaper to buy insurance when you younger and healthier. To understand more the concept of Life Insurance read the Book "The Secret To Saving And Building Your Future", watch the video